The main offence involving fraud is cheating. However D-IDENTT also investigates offences under forgery and criminal breach of trust. Insurance fraud means the fraud happened within the insurance industry. It can be divided into three main categories:

• Fraud by an insider – Fraud by underwriters, agents or senior staff in the insurance company etc.
• Fraud by a policy holder – Policy holder makes a false claim, colludes with workshop owners etc.
• Fraud by a third party – Syndicates use the policy holder to cheat the insurer or buy an insurance policy using another person’s name with the intention to cheat insurer etc